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Money Market Accounts

Compare rates on money market accounts from banks and credit unions. Use the filter box below to customize your results. You may also want to view our list of savings accounts. Also click here to read a summary of what a money market account is and to review some of the distinct features and benefits of this category of deposit account product.

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Deposit Amount
$1 $100,000
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176 Results

Nationwide Only
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1.50%*
-$35k$375
Redneck BankMega Money Market Account12 Reviews
1.50%*
-$35k$375
UFB DirectMoney Market Savings46 Reviews
1.41%
--$352
Signal Financial FCUPremium Money Market Account
1.35%*
$25k-$338
EverBankYield Pledge Money Market - First Time Client (1st Yr)27 Reviews
1.31%*
-$250k$328
1.30%
--$325
ableBankingPersonal Money Market4 Reviews
1.30%
$250-$325
1.27%*
$500-$318
Northern Bank DirectMoney Market Account
1.26%*
-$250k$315
M.Y. Safra BankMYSB Direct Online Money Market2 Reviews
1.26%*
-$500k$315
BBVA CompassClearChoice Money Market - New Customers, Online52 Reviews
1.25%*
--$312
EBSB DirectMoney Market Special 32 Reviews
1.25%*
$10k$2m$212
My Banking DirectMy Banking Direct Money Market12 Reviews
1.15%*
$5k-$288
Dime Community BankDimeDirect Money Market26 Reviews
1.10%*
-$500k$275
iGObankingiGOmoneymarket23 Reviews
1.10%*
$25k-$275
McGraw Hill FCUAscend Account (New Money)
1.10%*
$20k$500k$275
Northeast BankPearl Money Market Promo1 Review
1.10%
--$275
Pacific National BankMMDA Online Special (FL residents only)
1.06%
$100-$265
Bank of Internet USASmart Money Market Account44 Reviews
1.05%
--$262
NBKC BankPersonal Money Market Savings
1.01%*
-$1m$252
Chevron FCUMarketEdge Savings5 Reviews
1.00%*
$2,500-$250
Langley FCUPlatinum Money Market Savings1 Review
1.00%
$25k-$250
First Central Savings BankE-Premier Money Market (Online Only)
0.95%*
$10k-$238
Incredible BankIncredible Money Market25 Reviews
0.95%
$2,500-$238
0.95%*
--$238
0.90%*
--$225
Latino Credit UnionRegular Money Market
0.90%
$500-$225
0.86%*
--$215
Synchrony BankMoney Market Account180 Reviews
0.85%*
--$213
0.80%*
--$200
0.77%*
$1k$1m$192
DCUMoney Market Account18 Reviews
0.75%*
$25k-$188
Connexus Credit UnionMoney Market Accounts25 Reviews
0.75%*
$20k-$188
California First National BankMoney Market Checking
0.75%*
--$188
Century Bank DirectHigh Interest Money Market
0.74%
--$185
Franklin Synergy BankSynergy Money Market Account1 Review
0.70%*
$10k-$175
Hanscom FCUMoney Market Account3 Reviews
0.65%*
$25k-$163

Displaying 1-40 of 176 Results


Personal Money Market Accounts

The Money Market Account is a savings account that earns interest based on the performance of underlying variables in the money market. Money Market Accounts are sorted in the table above according to their money market rates, from highest to lowest. Online banks usually offer the best money market rates, and you can get details on a listed offering by clicking the plus button to the left or clicking the name of the institution to go to its hub on the site.

Money Market Account Rate History – Average APY (%) Rate Trend over Time

What is a Money Market Account?

Money Market Accounts fall under the purview of Regulation D, a ruling of the Federal Reserve Board that compels banks and credit unions to limit customers to six withdrawal transactions per month on the account. MMAs and savings accounts are very similar and are used for many of the same purposes. However, Money Market account rates derive their value from trading activity performed in the financial markets, whereas savings accounts normally pay interest rates based on the institution’s lending activities. The difference means that the highest money market rates are typically higher than the highest savings account rates when interest rates in the broader financial markets are higher. For this reason, MMAs usually have higher minimum balance requirements than savings accounts. There is an APY calculator on the site to help you get an idea of what sort of return you can expect over a given period of time.

Money Market Account Benefits

Some investors enjoy Money Market Accounts because of their liquidity and flexibility. Though not a transactional account like a checking account, many MMAs allow for ATM withdrawals and check writing to be made from the account. Financial institutions usually tier their Money Market account rates, as well, and reward depositors with higher interest for increasing their balances.

Money Market Funds

Money Market Funds are not insured by the FDIC and are not the same thing as Money Market Accounts. A Money Market Fund (or Money Market Mutual Fund) invests in slightly riskier financial instruments like debt and foreign securities. Commission fees are passed on to the investors and MMFs can actually lose money. Some banks offer both MMAs and MMFs, so it is important to ask about the differences before depositing any money.




The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial institutions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.