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Money Market Accounts

Compare rates on money market accounts from banks and credit unions. Use the filter box below to customize your results. You may also want to view our list of savings accounts. Also click here to read a summary of what a money market account is and to review some of the distinct features and benefits of this category of deposit account product.

Deposit Amount
$1 $100,000
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176 Results

Nationwide Only
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Redneck BankMega Money Market Account12 Reviews
UFB DirectMoney Market Savings46 Reviews
Signal Financial FCUPremium Money Market Account
EverBankYield Pledge Money Market - First Time Client (1st Yr)27 Reviews
ableBankingPersonal Money Market4 Reviews
Northern Bank DirectMoney Market Account
M.Y. Safra BankMYSB Direct Online Money Market2 Reviews
BBVA CompassClearChoice Money Market - New Customers, Online52 Reviews
EBSB DirectMoney Market Special 32 Reviews
My Banking DirectMy Banking Direct Money Market12 Reviews
Dime Community BankDimeDirect Money Market26 Reviews
iGObankingiGOmoneymarket23 Reviews
McGraw Hill FCUAscend Account (New Money)
Northeast BankPearl Money Market Promo1 Review
Pacific National BankMMDA Online Special (FL residents only)
Bank of Internet USASmart Money Market Account44 Reviews
NBKC BankPersonal Money Market Savings
Chevron FCUMarketEdge Savings5 Reviews
Langley FCUPlatinum Money Market Savings1 Review
First Central Savings BankE-Premier Money Market (Online Only)
Incredible BankIncredible Money Market25 Reviews
Latino Credit UnionRegular Money Market
Synchrony BankMoney Market Account180 Reviews
DCUMoney Market Account18 Reviews
Connexus Credit UnionMoney Market Accounts25 Reviews
California First National BankMoney Market Checking
Century Bank DirectHigh Interest Money Market
Franklin Synergy BankSynergy Money Market Account1 Review
Hanscom FCUMoney Market Account3 Reviews

Displaying 1-40 of 176 Results

Personal Money Market Accounts

The Money Market Account is a savings account that earns interest based on the performance of underlying variables in the money market. Money Market Accounts are sorted in the table above according to their money market rates, from highest to lowest. Online banks usually offer the best money market rates, and you can get details on a listed offering by clicking the plus button to the left or clicking the name of the institution to go to its hub on the site.

Money Market Account Rate History – Average APY (%) Rate Trend over Time

What is a Money Market Account?

Money Market Accounts fall under the purview of Regulation D, a ruling of the Federal Reserve Board that compels banks and credit unions to limit customers to six withdrawal transactions per month on the account. MMAs and savings accounts are very similar and are used for many of the same purposes. However, Money Market account rates derive their value from trading activity performed in the financial markets, whereas savings accounts normally pay interest rates based on the institution’s lending activities. The difference means that the highest money market rates are typically higher than the highest savings account rates when interest rates in the broader financial markets are higher. For this reason, MMAs usually have higher minimum balance requirements than savings accounts. There is an APY calculator on the site to help you get an idea of what sort of return you can expect over a given period of time.

Money Market Account Benefits

Some investors enjoy Money Market Accounts because of their liquidity and flexibility. Though not a transactional account like a checking account, many MMAs allow for ATM withdrawals and check writing to be made from the account. Financial institutions usually tier their Money Market account rates, as well, and reward depositors with higher interest for increasing their balances.

Money Market Funds

Money Market Funds are not insured by the FDIC and are not the same thing as Money Market Accounts. A Money Market Fund (or Money Market Mutual Fund) invests in slightly riskier financial instruments like debt and foreign securities. Commission fees are passed on to the investors and MMFs can actually lose money. Some banks offer both MMAs and MMFs, so it is important to ask about the differences before depositing any money.

The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial institutions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.