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High Yield Reward Checking Account Rates

Compare rates on reward checking accounts from banks and credit unions. On average, reward checking accounts offer significantly higher rates than traditional checking accounts. Most require you actively use the account each month, which banks usually define as ten or more debit card transactions, in order to earn the higher rate. For more details refer to this reward checking article. You can use the details icon on each account to view specific account requirements.

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Include credit unions with membership based on any industries that you or immediate family members currently or have previously worked in:

57 Results

Nationwide Only
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$250
-$10k5.00%*
Consumers Credit Union (IL)Free Rewards Checking (High)67 Reviews
$229
-$20k4.59%*
La Capitol FCUAll Access Advantage Checking3 Reviews
$213
-$5k4.25%*
Blue FCUExtreme Checking8 Reviews
$200
-$15k4.00%*
$175
-$10k3.50%*
Partner Colorado Credit UnionBusiness High Interest Checking2 Reviews
$150
-$10k3.00%*
$150
-$15k3.00%
$150
-$10k3.00%*
Evansville Teachers FCUVertical Checking (Qualifying)1 Review
$150
-$15k3.00%
$127
--0.10%*
$125
-$10k2.50%*
Industrial BankKasasa Cash
$125
-$15k2.50%*
$114
-$35k2.27%*
Bellco Credit UnionBoost Interest Checking11 Reviews
$112
-$25k2.25%*
$112
-$25k2.25%*
$107
-$25k2.15%*
$101
-$20k2.02%*
$100
-$20k2.01%*
$100
-$25k2.01%*
Elements FinancialHigh Interest Checking1 Review
$100
$100$20k2.00%*
MainStreet BankKasasa Cash
$100
-$15k2.00%*
$100
-$10k2.00%*
5Star BankKasasa Cash Checking1 Review
$100
-$25k2.00%*
$100
-$20k2.00%*
Redneck BankRedneck Rewards Checking - Qualifying13 Reviews
$100
-$10k2.00%*
Bank SNBRewards Checking
$100
-$20k2.00%*
All America BankUltimate Rewards Checking19 Reviews
$100
-$10k2.00%*
Campus FederalLagniappe Checking4 Reviews
$97.50
-$10k1.95%*
KS StateBankChecking Plus
$95.00
-$25k1.90%*
Tampa Bay FCUReward Checking5 Reviews
$87.50
-$5k1.75%*
Connexus Credit UnionXtraordinary Checking25 Reviews
$87.50
-$25k1.75%*
First Technology FCUDividend Rewards Checking25 Reviews
$79.00
-$10k1.58%*
$75.00
-$30k1.50%
$64.50
-$15k1.29%*
$63.00
-$25k1.26%*
Marine FCUKasasa Cash Checking4 Reviews
$63.00
-$10k1.26%*
Heritage BankeCentive Account
$62.50
-$25k1.25%*
$52.50
-$15k1.05%*

Displaying 1-40 of 57 Results


Reward Checking Rate History – Average APY (%) Rate Trend over Time




The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial institutions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.