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Overview / Commentary
822 W Main St
Sterling, CO 80751

Sterling Federal Credit Union is headquartered in Sterling and is the 22nd largest credit union in the state of Colorado. It is also the 1,327th largest credit union in the nation. It was established in 1938 and as of June of 2017, it had grown to 24 employees and 8,515 members at 2 locations. Sterling Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live in Logan County or Morgan County in Colorado and their families.
See current membership details


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Health Grade Components

NCUA #2840
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD8.25%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$135.9MM$132.8MM
LoansQ2 2017vs Q2 2016$43.4MM$39.8MM
DepositsQ2 2017vs Q2 2016$114.8MM$112.2MM
Equity CapitalQ2 2017vs Q2 2016$21.5MM$20.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$54.00K$60.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$8.00K$21.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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Sterling Federal Credit Union Savings Account Rates

0.50%$100-Regular Shares
0.50%$100-Safari Club
0.50%$100-Christmas Club
0.50%$100-Special Accounts
0.50%$100-Traditional IRA
0.50%$100-Roth IRA

Sterling Federal Credit Union CD Rates

1.36%$1k-36 Month CD
1.26%$1k-30 Month CD
1.16%$1k-24 Month CD
1.05%$1k-18 Month CD
0.90%$1k-12 Month CD
0.65%$1k-6 Month CD

Sterling Federal Credit Union IRA Rates

1.36%$1k-36 Month IRA
1.26%$1k-30 Month IRA
1.16%$1k-24 Month IRA
1.05%$1k-18 Month IRA
0.90%$1k-12 Month IRA
0.65%$1k-6 Month IRA

Sterling Federal Credit Union Locations
Branch Office822 W Main StSterling, CO 80751
Branch Office709 E Railroad AveFort Morgan, CO 80701