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San Mateo Credit Union

Popular Accounts at this Credit Union

2.00%Reward CheckingPremium Checking
2.05%5-year CD60 Month CD
0.20%1-year CD11 Month CD

Overview / Commentary
350 Convention Way
Redwood City, CA 94063

San Mateo Credit Union is headquartered in Redwood City and is the 47th largest credit union in the state of California. It is also the 289th largest credit union in the nation. It was established in 1952 and as of June of 2017, it had grown to 161 employees and 88,143 members at 13 locations. San Mateo Credit Union has an A health rating.

Field of Membership Restrictions

Membership in San Mateo Credit Union is open to those who live, work or attend school in San Mateo County, the City of Palo Alto or select areas of San Francisco. Membership is open to employees of companies that belongs to the Golden Gate Better Business Bureau or one of the 15 Chambers of Commerce within San Mateo County.
See current membership details

Related Posts

Easy $100 Checking Bonus At San Mateo Credit Union (Northern CA) - 3/8/2017

A fairly easy $100 checking account bonus: 1) Open a new personal checking account by April 30, 2017. 2) Make 15 debit card purchases during the following calendar month. https://smcu.org/specials/checkingOffer042017.php Three of their checking accounts qualify. Two of the three pay interest, but their rates are very low. Most would be better off with their free checking account that doesn’t pay any interest.


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Health Grade Components

NCUA #62736
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.64%
Annual Interest Income$16.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$975.7MM$895.3MM
LoansQ2 2017vs Q2 2016$701.1MM$587.9MM
DepositsQ2 2017vs Q2 2016$872.9MM$802.5MM
Equity CapitalQ2 2017vs Q2 2016$98.0MM$88.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.7MM$3.3MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.4MM$2.0MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

San Mateo Credit Union Savings Account Rates

0.10%$100-Health Savings Account
0.10%$100-IRA Savings
0.05%$50-Regular Savings
0.05%$100-Business Savings
0.05%--Youth Savers
0.05%$25-Holiday Savings

San Mateo Credit Union Money Market Rates

0.15%*$100k*-Money Market Plus
OTHER TIERS: 0.03% Up to $2,500 | 0.06% $2,500 - $10k | 0.07% $10k - $20k | 0.08% $20k - $50k | 0.12% $50k - $100k
0.15%*$100k*-Business Money Market Plus
OTHER TIERS: 0.03% Up to $2,500 | 0.06% $2,500 - $10k | 0.07% $10k - $20k | 0.08% $20k - $50k | 0.12% $50k - $100k

San Mateo Credit Union Checking Account Rates

2.00%*-$10kPremium Checking
OTHER TIERS: 0.10% $10k+

San Mateo Credit Union CD Rates

2.05%$2k-60 Month CD
1.70%$2k-48 Month CD
1.35%$2k-36 Month CD
1.00%$2k-30 Month CD
1.00%$2k-24 Month CD
0.25%$2k-18 Month CD
0.25%$2k-12 Month CD
0.25%$250-12 Month Youth CD
0.20%$2k-11 Month CD
0.15%$2k-6 Month CD
0.15%$500$100k9 Month Add-On CD
0.10%$2k-3 Month CD
0.10%$100-15 Month Registry CD

San Mateo Credit Union IRA Rates

2.05%$2k-60 Month IRA
2.05%$500-60 Month CESA
1.70%$2k-48 Month IRA
1.70%$500-48 Month CESA
1.35%$2k-36 Month IRA
1.35%$500-36 Month CESA
1.00%$2k-24 Month IRA
1.00%$2k-30 Month IRA
1.00%$2k$100k24 Month Add-On IRA
1.00%$500$100k24 Month Add-On CESA
1.00%$500-24 Month CESA
1.00%$500-30 Month CESA
0.25%$2k-12 Month IRA
0.25%$2k-18 Month IRA
0.25%$500-12 Month CESA
0.25%$500-18 Month CESA