Top News

bofi federal bank mortgage reviews find me the closest pnc bank state bank of texas chicago interest rate for savings accounts california coast credit union santee capital one vs capital one 360 cpm credit union orangeburg sc best online interest savings account rate of return on cds puget sound credit union locations naval mid atlantic credit union olympia credit union lacey wa auburn federal credit union auburn ny navy federal credit union roth ira popular direct - money market & savings high interest reward checking accounts central kansas credit union hutchinson kansas golden 1 credit union sacramento ca dupaco community credit union waterloo ia f&m bank rockwell nc tct federal credit union cambridge ny high interest rate money market accounts bank of the west des moines locations farmers and merchants state bank waterloo wi best bank for ira rollover south story bank and trust moses cone credit union greensboro nc quorum federal credit union phone number union bank & trust company lincoln ne cash deposit immediate fee chase solidarity community federal credit union champlain national bank willsboro ny
Featured Savings Rates
Featured Accounts
Overview / Commentary
602-452-4800
2355 W Pinnacle Peak Rd
Phoenix, AZ 85027-1280

OneAZ Credit Union is headquartered in PHOENIX and is the 2nd largest credit union in the state of Arizona. It is also the 118th largest credit union in the nation. It was established in 1972 and as of June of 2017, it had grown to 456 employees and 141,489 members at 22 locations. OneAZ Credit Union's savings rates are 92% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in OneAZ Credit Union is open to the following: (1) those who live or work in Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, or Yuma Counties in Arizona; (2) faculty, students, staff and alumni of Arizona State University, Northern Arizona University, University of Arizona, Coconino Community College, or Holbrook School District; (3) employees of Allstate Insurance Company, State of Arizona, Federal Government in Arizona State Buildings, and other Select Employer Groups.
See current membership details

Reviews (2)

Great service

I have had a checking account, and savings account, with this credit union for more than 20 years. I don't really use online services very often for this bank, I'm kind of old, and I haven't ever really gotten into that. However, I go to the actual bank a great deal. I have always had good service from this credit union. The staff is friendly, knowledgeable, and competent every time I have interacted with them. I have never had an issue, getting into my account for whatever reasons. There's never been any hidden charges on anything, so I always know exactly what the fees are going to be. It really has been a pleasant experience banking with this great credit union. I have no problem recommending this institution to anyone.

12 years with OneAZ (formerly AZSTCU)

Posted by: FSG | Dec 15, 2016

I have been banking with One AZ Credit Union for twelve years, since I first met my husband. Overall, they are a pretty good credit union. I wish there were more locations closer to my home. The majority of the issues I've had with them have been online. It is very difficult to use their deposit-at-home service through their app or online. On at least three or four occasions, after successfully depositing a check or money order, they deducted the balance from my account in the morning, requiring me to go to the branch, show them the check, and deposit it in person. I think that completely defeats the purpose.
Other than that, the staff is generally friendly, but sometimes the wait is long, and half the time, only half of the tellers are calling up customers. If it wasn't such a hassle to move my accounts, I'd probably look elsewhere for banking.



Health

Health Grade Components

Overall
NCUA #61315
Year Chartered1972
Employees456
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.74%
Annual Interest Income$30.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$2.00B$1.86B
LoansQ2 2017vs Q2 2016$1.37B$1.16B
DepositsQ2 2017vs Q2 2016$1.71B$1.52B
Equity CapitalQ2 2017vs Q2 2016$184.0MM$177.7MM
Loan Loss AllowanceQ2 2017vs Q2 2016$16.0MM$17.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$6.0MM$5.1MM
Real Estate OwnedQ2 2017vs Q2 2016$2.0MM$2.8MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not OneAZ Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OneAZ Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100*$1kYourSavings
OTHER TIERS: 0.05% $1k+
0.30%--IRA Savings
0.05%$50-Savings
0.05%$50-Club Savings
0.05%$50-Business Club Savings
0.05%$50-Business Savings

OneAZ Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Star High Yield Money Market
OTHER TIERS: 0.05% Up to $75k
0.30%*$100k*-Tiered Money Market Checking
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.30%*$100k*-Tiered Money Market Savings
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.30%*$75k*-Business Star High Yield Money Market
OTHER TIERS: 0.05% Up to $75k
0.30%*$100k*-Business Tiered Money Market
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$25k*-SaversAdvantage Yield Money Market
OTHER TIERS: 0.05% Up to $25k
0.20%*$25k*-Business SaversAdvantage Money Market
OTHER TIERS: 0.05% Up to $25k

OneAZ Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Business Hi-Yield Checking
OTHER TIERS: 0.05% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k
0.25%*$100k*-Business Analysis Checking
OTHER TIERS: 0.05% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k
0.10%*$50k*-Premium Checking
OTHER TIERS: 0.05% $1k - $25k | 0.08% $25k - $50k
0.05%$1k-Arizona Checking
0.03%--Business Advantage Checking

OneAZ Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$1k-60 Month Share Certificate
1.35%$1k-Business 60 Month Share Certificate
0.90%$1k-48 Month Share Certificate
0.90%$1k-Business 48 Month Share Certificate
0.75%$1k-36 Month Share Certificate
0.75%$1k-Business 36 Month Share Certificate
0.65%$1k-30 Month Share Certificate
0.65%$1k-Business 30 Month Share Certificate
0.60%$1k-24 Month Share Certificate
0.60%$1k-Business 24 Month Share Certificate
0.50%$1k-18 Month Share Certificate
0.50%$1k-Business 18 Month Share Certificate
0.35%$1k-12 Month Share Certificate
0.35%$1k-Business 12 Month Share Certificate
0.25%$1k-6 Month Share Certificate
0.25%$1k-Business 6 Month Share Certificate
0.15%$1k-3 Month Share Certificate
0.15%$1k-Business 3 Month Share Certificate

OneAZ Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$2k-60 Month IRA Share Certificate
0.90%$2k-48 Month IRA Share Certificate
0.75%$2k-36 Month IRA Share Certificate
0.65%$2k-30 Month IRA Share Certificate
0.60%$2k-24 Month IRA Share Certificate
0.50%$2k-18 Month IRA Share Certificate
0.35%$2k-12 Month IRA Share Certificate
0.25%$2k-6 Month IRA Share Certificate
0.15%$2k-3 Month IRA Share Certificate
Locations

Availability