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138 North Salisbury Avenue
Granite Quarry, NC 28072

Farmers & Merchants Bank (NC) is headquartered in Granite Quarry and is the 20th largest bank in the state of North Carolina. It is also the 1,195th largest bank in the nation. It was established in 1909 and as of June of 2017, it had grown to 123 employees at 11 locations. Farmers & Merchants Bank (NC) has a B+ health rating.


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Health Grade Components

FDIC Certificate #2036
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.67%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$611.9MM$564.7MM
LoansQ2 2017vs Q2 2016$431.9MM$399.3MM
DepositsQ2 2017vs Q2 2016$542.9MM$498.6MM
Equity CapitalQ2 2017vs Q2 2016$63.9MM$61.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$7.3MM$8.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$8.0MM$8.9MM
Real Estate OwnedQ2 2017vs Q2 2016$5.3MM$5.5MM

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