Featured Savings Rates
Featured Accounts

Community 1st Credit Union (IA)

Popular Accounts at this Credit Union

2.30%5-year CD60 Month CD
2.10%4-year CD48 Month CD
1.90%3-year CD36 Month CD

Overview / Commentary
235 Richmond Ave
Ottumwa, IA 52501

Community 1st Credit Union (IA) is headquartered in Ottumwa and is the 6th largest credit union in the state of Iowa. It is also the 445th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 193 employees and 54,753 members at 17 locations. Community 1st Credit Union (IA)'s CD rates are 67% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Community 1St Credit Union is open to those who live or work in Adair, Adams, Appanoose, Audubon, Benton, Boone, Carroll, Cass, Cedar, Clarke, Clinton, Crawford, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monona, Monroe, Montgomery, Muscatine, Page, Polk, Pottawattamie, Poweshiek, Ringgold, Scott, Shelby, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, or Wayne Counties in Iowa or Adair, Knox, Linn, Macon, Putnam, Schuyler, Scotland, or Sullivan Counties in Missouri.
See current membership details

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Reviews (1)

Community 1St Is A 5 Star Financial Institution

Community First Credit Union of Pella: Friendly Representatives, Prompt service, minimal fees, convienient location and hours, and even a Dollar Dog account for the little ones.

I am a happy Community 1st Member and they are definitely a part of my financial education and plan.

Pamela C.


Health Grade Components

NCUA #68510
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.86%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$613.8MM$572.9MM
LoansQ2 2017vs Q2 2016$527.8MM$496.4MM
DepositsQ2 2017vs Q2 2016$540.9MM$503.8MM
Equity CapitalQ2 2017vs Q2 2016$53.5MM$51.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.5MM$3.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$4.0MM$4.5MM
Real Estate OwnedQ2 2017vs Q2 2016$583.00K$535.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1st Credit Union (IA) Savings Account Rates

1.00%--IRA Shares
0.80%$1k-Golden Opportunity Club Savings
0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% $15k+
0.20%--Christmas Club
0.15%--Regular Share Savings
0.15%--Secondary Share Savings

Community 1st Credit Union (IA) Money Market Rates

0.50%*$25k*-Money Market Account
OTHER TIERS: 0.20% $2,500 - $25k

Community 1st Credit Union (IA) Checking Account Rates

3.00%*-$15kKasasa Cash
OTHER TIERS: 0.15% $15k+
0.40%$1k-Platinum Checking
0.40%--Commercial Checking
0.20%--Your Voice Checking
0.20%--C1st Interest Checking
0.20%--Golden Opportunity Checking
0.20%$2,500-Business Interest Checking

Community 1st Credit Union (IA) CD Rates

2.30%*$50k*-60 Month CD
OTHER TIERS: 1.80% $500 - $7,500 | 1.90% $7,500 - $15k | 2.20% $15k - $50k
2.10%*$50k*-48 Month CD
OTHER TIERS: 1.60% $500 - $7,500 | 1.70% $7,500 - $15k | 2.00% $15k - $50k
1.90%*$50k*-36 Month CD
OTHER TIERS: 1.40% $500 - $7,500 | 1.50% $7,500 - $15k | 1.80% $15k - $50k
1.55%*$50k*-24 Month CD
OTHER TIERS: 1.05% $500 - $7,500 | 1.15% $7,500 - $15k | 1.45% $15k - $50k
1.50%*$50k*-12 Month CD
OTHER TIERS: 0.85% $500 - $7,500 | 0.95% $7,500 - $15k | 1.25% $15k - $50k
0.90%*$50k*-6 Month CD
OTHER TIERS: 0.50% $500 - $7,500 | 0.60% $7,500 - $50k
0.35%*$7,501*-3 Month CD
OTHER TIERS: 0.30% $500 - $7,500