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Arkansas Federal Credit Union

Popular Accounts at this Credit Union

1.00%Reward CheckingRewards Plus Checking
2.00%5-year CD60+ Month Jumbo Share Certificate
1.00%1-year CD12-23 Month Jumbo Share Certificate

Overview / Commentary
2424 Marshall Rd
Jacksonville, AR 72076-2326

Arkansas Federal Credit Union is headquartered in Jacksonville and is the largest credit union in the state of Arkansas. It is also the 246th largest credit union in the nation. It was established in 1956 and as of June of 2017, it had grown to 275 employees and 96,269 members at 15 locations. Arkansas Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Arkansas Federal Credit Union is open to anyone living in the states of Arkansas, Missouri, Tennessee, or Texas through membership in the American Consumer Council-Arkansas chapter (membership in ACC is free). Membership is also open to the following: (1) those who live, work, worship, or attend school in Crawford, Garland, Hot Spring, Saline, Sebastian, or White Counties in Arkansas or in the states of Mississippi and Oklahoma; (2) employees or members of the state of Arkansas and over 200 Select Employer Groups.
See current membership details

Reviews (2)

ACFU is amazing

I have been a customer of Arkansas Federal Credit Union for years and could not be more satisfied. I have many accounts with them, including my primary checking and savings, as well as a CD. Their CD rates are very competitive and at the time I invested were among the highest in the country. They have always provided outstanding service, either via telephone or in person. In addition, they have a very good fraud department that took good care of me when there was some unauthorized activity on my checking account. I highly recommend them to my friends and family!

Arkansas Federal Credit Union

Posted by: ebby2484 | May 8, 2017

I was a customer with AFCU, but now I am dissolving all my accounts with them. I applied for a loan with them and they denied based on false information. Finally after receiving a call because I told them they discriminate against certain members, I was explained why they denied the loan. The information they had was incorrect info. Even though, I told them all the information they were going by was incorrect and I had paperwork to prove it. They did not even consider reviewing the information. I even had a credit card with them and that was paid on good judgement. I am dissolving all my accounts because they are not in the business to helping people of color.


Health Grade Components

NCUA #10920
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.3%
Annual Interest Income$19.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.15B$1.07B
LoansQ2 2017vs Q2 2016$912.4MM$841.1MM
DepositsQ2 2017vs Q2 2016$875.0MM$791.8MM
Equity CapitalQ2 2017vs Q2 2016$105.6MM$97.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$5.3MM$5.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$5.3MM$4.0MM
Real Estate OwnedQ2 2017vs Q2 2016$0$367.00K
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Always verify rates and promotions with the bank or credit union. We are not Arkansas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arkansas Federal Credit Union Savings Account Rates

1.00%--Health Savings Account
0.75%*$100k*-IRA Savings
OTHER TIERS: 0.10% $25 - $1k | 0.25% $1k - $5k | 0.35% $5k - $10k | 0.50% $10k - $25k | 0.65% $25k - $50k | 0.70% $50k - $100k
0.01%--Share Savings

Arkansas Federal Credit Union Money Market Rates

0.25%*$10k*-Member Freedom Money Fund
OTHER TIERS: 0.10% $1k - $10k

Arkansas Federal Credit Union Checking Account Rates

1.00%*$2,500*$25kRewards Plus Checking
OTHER TIERS: 0.25% $25k+

Arkansas Federal Credit Union CD Rates

2.00%$1k-60+ Month Share Certificate
2.00%$100k-60+ Month Jumbo Share Certificate
1.75%$1k-48-59 Month Share Certificate
1.75%$100k-48-59 Month Jumbo Share Certificate
1.50%$1k-36-47 Month Share Certificate
1.50%$100k-36-47 Month Jumbo Share Certificate
1.25%$1k-24-35 Month Regular Share Certificate
1.25%$100k-24-35 Month Jumbo Share Certificate
1.00%$1k-12-23 Month Share Certificate
1.00%$100k-12-23 Month Jumbo Share Certificate
0.50%$100k-3-11 Month Jumbo Share Certificate
0.50%$1k-3-11 Month Share Certificate

Arkansas Federal Credit Union IRA Rates

2.00%$1k-60+ Month IRA
2.00%$100k-60+ Month Jumbo IRA
1.75%$1k-48-59 Month IRA
1.75%$100k-48-59 Month Jumbo IRA
1.50%$1k-36-47 Month IRA
1.50%$100k-36-47 Month Jumbo IRA
1.25%$1k-24-35 Month IRA
1.25%$100k-24-35 Month Jumbo IRA
1.00%$1k-12-23 Month IRA
1.00%$100k-12-23 Month Jumbo IRA
0.50%$1k-3-11 Month IRA
0.50%$100k-3-11 Month Jumbo IRA