Featured Savings Rates
Featured Accounts

1st Mariner Bank

Popular Accounts at this Bank

1.20%18-month CD18 Month Fixed Rate CD
1.26%5-year CD60 Month Fixed Rate CD
0.10%1-year CD10 Month Companion CD w/o checking

Overview / Commentary
1501 South Clinton Street
Baltimore, MD 21224

Readers have reported that 1st Mariner Bank will reject checking account applications if one has 3 or more ChexSystems inquiries within the last 2 years. It has also been reported that the rejections take place many days after the bank makes 3 to 5 ChexSystem inquiries and debits the funding account.

Related Posts

View all posts from:

Reviews (6)

Ok If You Are Accepted

Posted by: Quovatis | Dec 27, 2010

I got accepted for the account and everything worked as advertised. It did take about 2 months to receive checks and they only gave me a debit card after I asked. I did get the $150 bonus with just trial deposits from another bank. DD was not required.

Having said all that, I'm just not comfortable with the bank and will be pulling my money asap. From others' stories, I would avoid.


I typically enjoy supporting small or regional businesses but this bank has degraded into a mess. After over 10 years of banking with 1st Mariner I am fed up and switching. The staff is under trained, customer service is nonexistent and their internal computer issues leave them very challenged.

Don't Refinance Your Mortgage With This Bank!!

I refinanced my VA mortgage with First Marinor over six months ago. I have made every payment on time and every month I ask them to please report my loan to the credit reporting companies. I have dealt with several " managers" they all say and send me emails saying they will fix it. They still haven't reported my loan. If I was late they would report my loan negative. It lowers my credit score to not have my mortgage report but they don't care. All this bank wants is my money and to make hundreds of thousands of dollars in interest on me. Never never get a loan from this bank you will get terrible customer service and never get the credit for making your payments on time. There are hundreds of banks and mortgage companies out there. Please do yourself a favor. Go to another lender or you will be very very sorry.

Scared!!! Just Completed Applicaton

Posted by: Rene84 | Mar 22, 2011

So, I just signed up for a new acct depositing my $50 BEFORE reading all of the reviews. I too am in Chex Systems from mistakes in my past but was trying to stert fresh with a new account. Is there anyway to reverse the deposit since it was JUST done? Or, what action should I take to ensure my deposit won't be held in the case of my application denial?


This Bank Is A SCAM

Posted by: ttlunt | Nov 18, 2010

Both my husband and I applied for the checking account this bank offered under a STATED nationwide deal. They submited inquiries against our ChexSystems reports that resulted in 3-5x the normal hits against our reports which did a lot of damage. Then they denied our accounts because we had too many inquiries, we needed to have 2 or fewer inquiries in TWO YEARS to qualify (so they said after the fact). We ordered our own copies of our ChexSystems reports and noted all the hits from 1st Mariner, but we also found that my husband actually MET their ridiculous terms and still was denied. This bank is nothing but a scam.

They Take Your Funding Money And Don't Open An Account For You

Posted by: Anonymous | Oct 21, 2010

This bank took my funding money after deciding not to open an account and after two weeks still have not returned my stolen money.


Health Grade Components

FDIC Certificate #31286
Year Established1920
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.32%
Return on Equity - YTD-3.08%
Annual Interest Income$16.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$975.2MM$984.7MM
LoansQ2 2017vs Q2 2016$702.8MM$660.8MM
DepositsQ2 2017vs Q2 2016$770.8MM$770.0MM
Equity CapitalQ2 2017vs Q2 2016$99.5MM$105.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$4.0MM$3.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$16.3MM$10.0MM
Real Estate OwnedQ2 2017vs Q2 2016$4.0MM$6.1MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not 1st Mariner Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Mariner Bank Savings Account Rates

0.35%*$5k*-Health Savings Account
OTHER TIERS: 0.10% Up to $2,500 | 0.25% $2,500 - $5k
0.10%--Statement Savings
0.10%--Winter Savings
0.10%$500-Business Savings account
0.10%--Absolute Savings
0.10%--Summer Savings

1st Mariner Bank Money Market Rates

0.20%*$50k*-Business Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k
0.15%*$20k*-Money Market Maximizer
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $20k

1st Mariner Bank Checking Account Rates

0.15%*$1,500*-Premium Interest Checking
OTHER TIERS: 0.10% Up to $1,500
0.10%--Business Interest Checking
0.10%--Direct Interest Checking
0.10%--50+ Interest Checking

1st Mariner Bank CD Rates

1.26%$500-60 Month Fixed Rate CD
1.20%$500-18 Month Fixed Rate CD
0.85%$500-48 Month Fixed Rate CD
0.75%$500-36 Month Fixed Rate CD
0.75%$5k-19 Month Premium Flex CD
0.70%$500-30 Month Fixed Rate CD
0.60%$500-24 Month Fixed Rate CD
0.55%$5k-26 Month Premium Flex CD
0.40%$500-12 Month Fixed Rate CD
0.40%$500-10 Month Companion CD with checking
0.25%$500-6 Month Fixed Rate CD
0.15%$500-Flex CD (24 to 35 Month)
0.10%$500-10 Month Companion CD w/o checking

1st Mariner Bank IRA Rates

1.56%$500-18 Month Variable Rate IRA
0.75%$5k-19 Month Premium Flex IRA
0.55%$5k-26 Month Premium Flex IRA